This Privacy Policy explains how IncomeMantra ("we", "us", "our") collects, uses, stores, and discloses information about you when you use our website, courses, and referral platform (the "Service").
1. Information We Collect
- Account information: full name, email address, phone number, password (stored hashed).
- KYC information (where applicable): bank details, PAN, Aadhaar, and supporting documents, used solely to verify identity before processing withdrawals.
- Transaction data: package purchases, referral relationships, commission and wallet records.
- Usage data: pages visited, course progress, device/browser information, and IP address (used for security features such as rate limiting).
2. How We Use Your Information
- To create and manage your account and deliver purchased courses.
- To calculate, track, and pay referral commissions.
- To verify identity (KYC) before approving withdrawal requests.
- To communicate service updates, transactional emails, and support responses.
- To detect and prevent fraud, abuse, and security incidents.
3. Data Sharing
We do not sell your personal data. We share data only with service providers strictly necessary to operate the platform: our database/authentication provider (Supabase) and our payment gateway (Cashfree), each of whom process data on our behalf under their own security obligations. We may disclose information if required by law.
4. Data Retention
We retain account, transaction, and KYC data for as long as your account is active and for a reasonable period afterward to meet legal, accounting, and fraud-prevention obligations.
5. Your Rights
You may request access to, correction of, or deletion of your personal data by contacting us using the details below. Some information (e.g. completed transaction records) may be retained where required by law even after a deletion request.
6. Security
We use industry-standard safeguards, including encrypted storage, row-level access controls, and restricted access to KYC documents, to protect your information. No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
7. Contact Us
For any privacy-related questions or requests, contact us at support@incomemantra.in or call +91 63727 18071.